ROI Calculator
Return on investment is net profit divided by what you invested. Enter the amount you put in, what the position is worth now, the fees it had to cover, and how long you held it to see both the total return and the annualized rate that makes different holding periods comparable.
- Accurate
- Real-time
- Easy to use
- 100% free
Return on investment
48.0%
Annualized return
8.2%
Details
Updates as you typeThe total amount of capital you put in at the start.
What the investment is worth today, including any cash taken out.
Commissions, management fees, taxes — anything the return has to cover.
Summary
Strong — 25% to 100%Return on investment
48.0%
Final value after fees
$14,800
- Initial investment$10,00068%
- Net gain$4,80032%
- Net profit
- $4,800
- Annualized return
- 8.2%
- Growth multiple
- 1.48 ×
- Profit per year
- $960
- Break-even final value
- $10,200
- Holding period
- 5 years
- Fees are subtracted from the final value before the return is calculated.
How this is calculated
- Initial investment
- $10,000
- Final value
- $15,000
- Fees and costs
- $200
- Net proceeds (final − fees)
- $14,800
- Net profit (proceeds − invested)
- $4,800
- ROI (profit ÷ invested)
- 48.0%
- Annualized (compounded over the holding period)
- 8.2%
Compare scenarios
See how one change moves the result
- CurrentYour inputs as they stand48.0%Current
- Initial investment$ 12,50018.4%
- Final value$ 18,80086.0%
For informational purposes only. This is not financial advice — confirm major decisions with a licensed advisor.
Frequently asked questions
How is ROI calculated?
ROI is net profit divided by the amount invested, expressed as a percentage: (final value − initial investment − fees) ÷ initial investment × 100. A $10,000 investment worth $15,000 after $200 of fees returns 48%.
What is the difference between ROI and annualized return?
ROI is the total return over the whole holding period, no matter how long that is. The annualized return spreads that same gain evenly across each year with compounding, which is the only fair way to compare a two-year holding against a ten-year one.
Should fees be included in an ROI calculation?
Yes. Commissions, management fees, and taxes come straight out of your return, so leaving them out overstates performance. This calculator subtracts them from the final value before working out profit.
What counts as a good ROI?
It depends entirely on the risk taken and how long the money was tied up. A broad stock index has historically returned roughly 7–10% a year before inflation, so compare your annualized figure — not the total ROI — against a benchmark of that kind.